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Suraksha

 The "Suraksha" insurance scheme is a complimentary initiative by the Sri Lankan Government, aiming to provide comprehensive coverage for students across various educational institutions. This program encompasses medical expenses, personal accident benefits, and compensation for the loss of parents, ensuring a safety net for the nation's youth.

Eligibility and Age Criteria

The scheme is designed for students enrolled in:

  • Government Schools
  • Government Approved Private Schools
  • "Special Needed" Schools
  • Piriven Schools

The age limits are specified as:

  • 5 to 21 years: Students attending Government Schools, Government Approved Private Schools, and Piriven Schools.
  • 4 to 21 years: Students studying in "Special Needed" Schools.

Insurance Coverage Period

The "Suraksha" insurance scheme is structured over three consecutive years:

  • First Year: July 1, 2024, to June 30, 2025
  • Second Year: July 1, 2025, to June 30, 2026
  • Third Year: July 1, 2026, to June 30, 2027

Coverage Details

The scheme offers a range of benefits to cater to various needs:

  • Hospitalization Cover: Up to Rs. 300,000 per year
  • Private Hospital Room Charges: Rs. 12,500 per day
  • Government Hospital Per Day Benefit: Rs. 1,000
  • Critical Illness Cover: Up to Rs. 1,500,000 per year
  • Special Outpatient Department (OPD) Cover: Rs. 20,000 per year
  • Parent Death Cover: Rs. 75,000 per parent
  • Personal Accident Cover: Up to Rs. 200,000

Claim Submission Process

To ensure a smooth claim process, the following steps should be adhered to:

  1. Online Submission: All claim documents must be submitted through the designated web portal.
  2. Original Documents: If further clarification is needed, Sri Lanka Insurance Corporation General Limited (SLIC GL) reserves the right to request the original physical documents.
  3. Principal's Certification: All original claim documents, including the claim form, must be endorsed by the school principal. This includes the principal's seal, signature, and the date of signing. It's essential to ensure that the principal's certification does not obscure any details on the documents.

For a detailed, step-by-step guide on the claim submission procedure, please refer to the official resources provided by SLIC GL.

Contact Information

For any inquiries or assistance regarding the "Suraksha" insurance scheme, you can reach out through the following channels:

  • Address: Sri Lanka Insurance Corporation General Limited, No.21, Vauxhall Street, Colombo 02
  • General Contact Number: +94 112 357 357
  • Email: contactus@slicgeneral.com
  • 24-Hour Hotline:
    • 011-2357357
    • 011-7357357
    • 0771357357
  • Special Mini Call Centre (Operational during working hours: 8.30 am to 4.30 pm):
    • 011-2319015
    • 011-2319016
    • 011-2319017
    • 011-2319018

This comprehensive approach ensures that students and their families have access to necessary support and information regarding the "Suraksha" insurance scheme.

Source : www.srilankainsurance.lk/suraksha/En-Home.aspx

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